What is a bonded title in Arkansas, and when do you need one?

A bonded title is a regular Arkansas title backed by a surety bond. The bond protects any future claimant if it turns out someone else had a legal interest in the home. After three years with no claims, the title becomes a normal title.

When you usually need one

You typically need a bonded title when the home is in someone else's name (a deceased relative, a previous owner you cannot locate, an old park manager) and you cannot get them to sign the title over to you.

What it costs

The bond itself is usually 1.5x the appraised value of the home, but the actual premium you pay is a small percentage of that. For most older single-wides we see in Arkansas, the out-of-pocket cost is modest.

How we help

We tell you whether a bonded title is even necessary for your situation. In many cases, a duplicate title or an heirship affidavit gets the job done faster and cheaper. When a bonded title really is the right path, we point you to the right people and keep the deal moving.