What is a bonded title in Arkansas, and when do you need one?
Bonded titles explained in plain English: when to file, how much it costs, and how we help.
A bonded title is a regular Arkansas title backed by a surety bond. The bond protects any future claimant if it turns out someone else had a legal interest in the home. After three years with no claims, the title becomes a normal title.
When you usually need one
You typically need a bonded title when the home is in someone else's name (a deceased relative, a previous owner you cannot locate, an old park manager) and you cannot get them to sign the title over to you.
What it costs
The bond itself is usually 1.5x the appraised value of the home, but the actual premium you pay is a small percentage of that. For most older single-wides we see in Arkansas, the out-of-pocket cost is modest.
How we help
We tell you whether a bonded title is even necessary for your situation. In many cases, a duplicate title or an heirship affidavit gets the job done faster and cheaper. When a bonded title really is the right path, we point you to the right people and keep the deal moving.
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Get my cash offerTitle guides for Arkansas sellers
Title questions stop more Arkansas mobile home sales than anything else. These two guides cover the situations we get asked about most.
- No title
No-Title FAQ, Documents and Timelines
Twenty answers on selling an Arkansas mobile home when the title is lost or in someone else's name, plus the documents each situation needs and how long each path usually takes.
Read the no-title FAQ - Owner passed away
Transfer a Mobile Home Title After the Owner Dies
Probate, small estate affidavit and surviving spouse paths in Arkansas, what each one requires, and realistic timelines before the home can be sold.
Read the title transfer guide
Keep reading
Other questions Arkansas mobile home sellers ask right after this one.
- Can I sell a mobile home without the land?Yes. In Arkansas a mobile home that still has a title is personal property and can be sold on its own, separate from the dirt it s
- Can I sell a mobile home that needs repairs?Yes. We buy as-is and expect repairs. You do not fix anything, clean anything out, or haul anything off.
- Can I sell a mobile home in a park?Yes, and you usually do not have to move it. The main extra step is the park's approval of the buyer and settling any lot rent bal
- Mobile Home Seller ResourcesTitles, liens, moving the home, repairs, and what it is worth. Plain answers.
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